One of the first things a prospective buyer should do is find an experienced and responsive mortgage lender before making a purchase. In many cases, this could be six months to a year prior to when you want to buy a home. People often delay reaching out to a lender...
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Top 4 Factors to Consider When Choosing Your Mortgage
With home prices and rates still relatively high, securing a mortgage can feel daunting - even to the most experienced borrowers. But don't let that deter you: If other homebuyers' experiences are any indication, odds are you'll eventually find a home loan that works...
8 Strategies to Secure a Lower Mortgage Rate
Mortgage rates have been on a roller coaster ride this year. They have been rising and falling amid inflationary pressures and economic uncertainty. Even the experts are divided when it comes to predicting where rates are headed next. Here are some key strategies to...
Why Are High Property Prices Still a Thing?
The Bay Area real estate market continues to confound experts with high property prices which counters commonly held economic theory. Mortgage interest rates are at historic lows, buyer demand remains robust even in the face of widespread job losses, and prices for...
Lowest Mortgage Rates in History: What It Means for Homeowners and Buyers
In July, the average 30-year fixed-rate mortgage fell below 3% for the first time in history. While many Americans have rushed to take advantage of declining mortgage rates, others question the hype. Are today’s rates truly a bargain? While average mortgage rates have...
The Myth of Overpaying for Real Estate
Introduction Many new buyers are fearful of overpaying for real estate when purchasing a new property. Given that buying a new home will likely be one of the largest investments you make in your life, this is entirely understandable. However, the market conditions in...